USDA Loans

Dolan Mortgage Team in Issaquah, Washington can help you learn the requirements for USDA loans and determine your eligibility.  USDA loans are issued to those in rural areas, small communities and some areas just outside major metropolitin areas.


Call Paul Dolan's team at 425-214-1266 to check your eligibility for a USDA loan.


What is a USDA Loan?

USDA home loans, also known as rural development loans, and set to the USDA guidelines.

With a USDA loan, the family can borrow up to 100% of the home's appraisal. The loan is set for a 30-year fixed rate home loan, and requires no mortgage insurance (but doesn have an annual fee.)

A USDA loan is a great option for families in smaller communities trying to find a way to buy a house.


To see if you pre-qualify for a USDA loan, contact Paul Dolan today at 425-214-1266.


Who is eligible for a USDA Loan?

According to USDA, to be eligible for a USDA loan, you must:

  • be a US Citizen, a US Non Citizen National or have a qualified Alien status
  • be at least 18
  • not own another house in the local area
  • occupy the home as your primary residence
  • property must meet USDA guideline
  • purchase in a USDA eligible area


Income Guidelines for USDA Home Loans

There are income guidelines for USDA loans that vary by the area in which you're applying for the loan. To learn the guidelines for your desired area, please contact us at 425-214-1266 or email Paul Dolan!


    How do I apply for a USDA Loan?

    Dolan Mortgage Team in Issaquah, Washington is an approved lender and can help you secure a USDA loan. USDA loans are offered by lenders such as LeaderOne Financial who meet federal guidelines on lending.


    To determine if you pre-qualify for a USDA Loan, please complete our form online or call Paul Dolan at 425-214-1266.

    This is a 1x1 transparent image tracking traffic